City-to-city comparison

Chicago vs Dallas Cost of Living

Compare equivalent salary, rent, housing, and regional price indexes before moving from Chicago, Illinois to Dallas, Texas.

Quick answer

Dallas is 2.8% cheaper than Chicago. A $100,000 salary in Chicago needs about $97,200 in Dallas to keep similar buying power.

Base salary
$100,000
Equivalent in Dallas
$97,200
Difference
-2.8%
Metric
Chicago
Dallas
Cost of living index
106.0
103.0
2-bedroom rent
$2,400/mo
$1,835/mo
Median home price
$320,000
$425,000
Median income
$65,781
$67,760

Moving to Dallas

Dallas's index is 103.0 versus 106.0 in Chicago. Adjust salary for rent, transportation, state taxes, and health insurance before accepting an offer.

Next step

Use the full calculator to test your salary, household size, and target city in more detail.

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Frequently asked questions

Is Dallas more expensive than Chicago?

Dallas is 2.8% cheaper than Chicago. The comparison uses regional price indexes where 100 equals the national average, plus local rent, housing, and income data.

What salary in Dallas equals $100,000 in Chicago?

Using these indexes, $100,000 in Chicago is roughly equivalent to $97,200 in Dallas.

What should I check before moving from Chicago to Dallas?

Compare real neighborhood rent, state taxes, commuting, childcare, health insurance, and job stability. The index is a baseline, not a precise household budget.

Last updated: May 14, 2026

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How These Results Are Calculated

Each calculator uses standard financial formulas and explicit assumptions to generate educational estimates. Results are based on your inputs and may vary based on rates, taxes, fees, and local market conditions.

  • Public data sources include the IRS, BLS, Census, Federal Reserve, and state agencies.
  • Calculators are reviewed periodically to reflect market and tax-rule changes.
  • These results do not replace personalized professional advice.
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Reviewed by the Founder of GetAffordably

This content was created with AI assistance and reviewed by the founder of GetAffordably. Financial data is sourced from the U.S. Census Bureau, Federal Reserve, IRS, and other public records, and is verified periodically.

Last updated: May 2026