City-to-city comparison

Dallas vs Chicago Cost of Living

Compare equivalent salary, rent, housing, and regional price indexes before moving from Dallas, Texas to Chicago, Illinois.

Quick answer

Chicago is 2.9% more expensive than Dallas. A $100,000 salary in Dallas needs about $102,900 in Chicago to keep similar buying power.

Base salary
$100,000
Equivalent in Chicago
$102,900
Difference
+2.9%
Metric
Dallas
Chicago
Cost of living index
103.0
106.0
2-bedroom rent
$1,835/mo
$2,400/mo
Median home price
$425,000
$320,000
Median income
$67,760
$65,781

Moving to Chicago

Chicago's index is 106.0 versus 103.0 in Dallas. Adjust salary for rent, transportation, state taxes, and health insurance before accepting an offer.

Next step

Use the full calculator to test your salary, household size, and target city in more detail.

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Frequently asked questions

Is Chicago more expensive than Dallas?

Chicago is 2.9% more expensive than Dallas. The comparison uses regional price indexes where 100 equals the national average, plus local rent, housing, and income data.

What salary in Chicago equals $100,000 in Dallas?

Using these indexes, $100,000 in Dallas is roughly equivalent to $102,900 in Chicago.

What should I check before moving from Dallas to Chicago?

Compare real neighborhood rent, state taxes, commuting, childcare, health insurance, and job stability. The index is a baseline, not a precise household budget.

Last updated: May 14, 2026

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How These Results Are Calculated

Each calculator uses standard financial formulas and explicit assumptions to generate educational estimates. Results are based on your inputs and may vary based on rates, taxes, fees, and local market conditions.

  • Public data sources include the IRS, BLS, Census, Federal Reserve, and state agencies.
  • Calculators are reviewed periodically to reflect market and tax-rule changes.
  • These results do not replace personalized professional advice.
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Reviewed by the Founder of GetAffordably

This content was created with AI assistance and reviewed by the founder of GetAffordably. Financial data is sourced from the U.S. Census Bureau, Federal Reserve, IRS, and other public records, and is verified periodically.

Last updated: May 2026